Product Manager, Apple Payment Services

Apple is a place where extraordinary people gravitate in order to do their best work. Together we craft products and experiences people once couldn't have imagined - and now can't imagine living without. If you're excited by the idea of making a real impact and joining a team where we pride ourselves in being one of the most diverse and inclusive companies in the world, a career with Apple might be your dream job!

The Payment Services team is looking for a dynamic Product Manager to define and drive new product initiatives that allow customers to easily make secure purchases in stores, in apps and on the web.

Description

In this role, you will work on both traditional and alternate payment methods/flows, focusing on the Greater China market.

You will closely collaborate with Engineering, Business Development, Treasury, Legal, and many other teams across Apple.

You should combine technical proficiency, a strong sense of user experience, tact and business insight. You should have phenomenal presentation abilities and the ability to drive an impactful vision and requirements that rally the team and delight customers.

Responsibilities:

Collaborate with a cross-functional team, including both internal and external stakeholders, to develop strategic product and feature roadmaps.

Closely partner with Treasury, Payments and Privacy Legal to define the best path forward.

Be the internal evangelist, build consensus with executives, colleagues, and external partners.

Define detailed use cases intended for engineering and design.

Represent business interests during design and development phases.

Work with program management to communicate project status, resolve issues, and ensure that high quality products are delivered on time.

Track and interpret evolving China payments regulations, translating requirements into actionable product and engineering roadmaps.

Preferred Qualifications

Demonstrated ability to conceptualize and deliver end-to-end payment projects and experiences, from strategy through launch and iteration.

Proven ability to analyze payment data to drive decisions and find opportunities for optimizations.

Experience working across multiple product areas within a platform or ecosystem.

Track record of operational excellence - defining processes, managing program execution, and delivering results with consistency and rigor.

BA/BS in Business or Computer Science or equivalent experience.

Passionate about user experience.

Minimum Qualifications

5+ years of experience in payments product management, with a focus on payments orchestration and partner integrations.

Ability to read, write, and communicate fluently in Mandarin Chinese in a business environment.

Strong technical background with the ability to engage with engineering teams and understand system-level tradeoffs.

Fluency with payment ecosystem players' roles and strategies (e.g., eWallets, Issuers, Acquirers).

Familiarity with global regulatory and mandate trends shaping payments (e.g., SCA, tokenization), with direct experience navigating China-specific operating requirements.

Experience leading cross-functional initiatives spanning engineering, design, legal, etc.

Ability to synthesize complex topics, drive alignment, and communicate effectively with senior leadership

Pay & Benefits

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $175,500 and $311,700, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple's discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple's Employee Stock Purchase Plan. You'll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses - including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation. Learn more about Apple Benefits

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.