Non-QM Underwriter
What is Non-QM Underwriter?
Non-QM Underwriter is a professional role at Equity Prime Mortgage based in United States. This role offers competitive compensation and the opportunity to work in the technology sector with modern tools and methodologies.
Employment Type: Type: Full Time
Duration: 1794205909
Work Arrangement: Remote work available with flexible scheduling
Industry: Information Technology & Professional Services
Complete Job Description
Mortgage Non-QM Underwriter
About EPM
Founded in 2008, EPM is one of the leading wholesale mortgage lenders in the U.S. Headquartered in Atlanta, GA, and licensed in all 50 states, we offer a full range of loan products — including conventional, FHA, VA, non-QM, renovation, and USDA.
Our vision is to live in a world where everyone has the opportunity for The American Gift. Our goal is not only to facilitate homeownership but also to empower individuals and families through informed financial decisions.
Empowering You. We’re committed to giving our team members the operational support, technology, and tools they need to work efficiently and deliver exceptional service. Combined with a collaborative culture rooted in radical candor and innovation, we empower our people to do their best work every day while helping to shape our future.
The Role
What You'll Do
- Review and underwrite Non-QM loans including Bank Statement, 1099, DSCR, Full Doc, and Self-Employed borrower profiles.
- Analyze complex income documentation including personal and business tax returns and bank statements.
- Evaluate credit, income, and collateral to determine loan eligibility.
- Issue clear underwriting decisions and communicate required conditions effectively.
- Work closely with brokers and internal teams to clarify documentation and guidelines.
- Ensure compliance with all regulatory and company standards.
- Additional responsibilities related to business needs.
What You Bring
- High school diploma required; college degree preferred.
- 3+ years of mortgage underwriting experience required.
- Recent experience in Non-QM and wholesale underwriting required.
- Knowledge of Non-QM, Jumbo, and residential loan products.
- Strong understanding of income analysis, compliance regulations, and appraisal review.
- Proficiency with Encompass LOS and AUS systems preferred.
- Excellent communication, decision-making, and organizational skills.
- Technologically savvy and adaptable to fast-paced environments.
Candidate Acknowledgment Statement
Originally posted on Himalayas
What skills are required for this non-qm underwriter?
The essential skills and qualifications for this position include:
Additional preferred qualifications may include problem-solving abilities, strong communication skills, and experience working in collaborative team environments.
What type of employment is this non-qm underwriter?
This is a Type: Full Time position offering:
- Competitive compensation in EUR currency
- Remote work flexibility
- Professional development opportunities
- Modern technology stack and tools
- 1794205909 engagement period
How can I apply for this non-qm underwriter?
To apply for this position, you have the following options:
Apply Online
Submit your application directly through the original job posting for the fastest response.
Contact Person
Equity Prime Mortgage (equity-prime-mortgage)
Application Tips
- Tailor your application to highlight relevant experience
- Include specific examples of your technical skills
- Mention your availability and preferred start date
- Research the company and role before applying