BUSINESS ANALYST - CORPORATE BANKING (LIQUIDITY & CASH MANAGEMENT)

Job Purpose

The Business Analyst will act as the critical link between the Corporate Banking business (Liquidity & Cash Management) and Technology/Operations teams, translating business needs into clear functional requirements. The role supports the design, delivery, and continuous improvement of cash management products — including domestic and cross-border payments, liquidity structures (pooling, sweeping, notional pooling), virtual accounts, and digital banking channels — ensuring solutions meet client needs, regulatory requirements (SAMA), and internal risk/control standards.

Key Responsibilities

• Gather, analyze, and document business and functional requirements from Corporate Banking stakeholders for Liquidity & Cash Management products and platforms (e.g., host-to-host, API banking, virtual IBAN, liquidity pooling, sweeping structures).
• Act as a liaison between Business, IT, Operations, and third-party vendors throughout the project lifecycle — from requirements gathering through UAT and post-implementation support.
• Produce Business Requirement Documents (BRDs), Functional Specification Documents (FSDs), process flow diagrams, and user stories for change initiatives and new product launches.
• Support end-to-end delivery of cash management initiatives including cash pooling, sweeping/topping arrangements, notional pooling, and multi-currency account structures.
• Conduct gap analysis between current and target operating models, identifying process inefficiencies and automation opportunities.
• Collaborate with Product Managers to support the design and rollout of new liquidity management solutions aligned with client and market demands.
• Work closely with Compliance and Risk teams to ensure new products/features comply with SAMA regulations and internal governance frameworks.
• Coordinate and support User Acceptance Testing (UAT), including test case preparation, defect tracking, and sign-off coordination.
• Analyze transaction and liquidity data to identify trends, client behavior, and areas for product enhancement.
• Support RFP responses, client onboarding requirements, and due diligence documentation for corporate clients using liquidity/cash management services.
• Prepare MI reports, dashboards, and presentations for senior management on project status, product performance, and client usage.
• Maintain up-to-date process documentation and ensure knowledge transfer to Operations and support teams.

Required Qualifications

• Bachelor's degree in Finance, Business Administration, Economics, Information Systems, or a related field.
• Professional certification such as CBAP, CCM (Certified Cash Manager), or CTP (Certified Treasury Professional) is an advantage.

Experience

• Minimum 3–7 years of experience as a Business Analyst within Corporate/Transaction/Wholesale Banking, with specific exposure to Cash Management and/or Liquidity Management products.
• Proven experience working on cash management platforms (e.g., host-to-host connectivity, SWIFT, API banking, virtual accounts, liquidity structures).
• Experience working within Saudi or GCC banking environments preferred; familiarity with SAMA regulatory requirements is highly desirable.
• Experience with Agile/Scrum delivery methodology as well as traditional Waterfall project environments.
• Track record of managing relationships with cross-functional stakeholders (Product, IT, Operations, Compliance, Risk).

Skills & Competencies

• Strong understanding of corporate banking liquidity concepts: cash pooling, sweeping, notional pooling, multi-currency/multi-entity structures, interest optimization.
• Solid grasp of payment rails and cash management infrastructure (SARIE, SWIFT, RTGS, ACH, host-to-host, API connectivity).
• Excellent business requirements gathering, process mapping, and documentation skills (BRD/FSD, BPMN, UML basics).
• Strong analytical and problem-solving skills with the ability to interpret complex data and processes.
• Proficiency in tools such as MS Excel, PowerPoint, Visio (or equivalent), and JIRA/Confluence.
• Strong stakeholder management and communication skills — able to bridge technical and non-technical audiences.
• Fluency in English required; Arabic language proficiency strongly preferred given the local market focus.
• High attention to detail with strong organizational and multitasking abilities.
• Knowledge of SAMA regulations, AML/CFT requirements, and general banking compliance standards.

Key Performance Indicators (Typical)

• Timely and accurate delivery of BRDs/FSDs for assigned initiatives.
• Successful UAT completion rates and minimal post-go-live defects.
• Stakeholder satisfaction scores (Business, IT, Operations).
• Contribution to reduction in manual processes / turnaround time for liquidity products.
• Compliance with regulatory and audit requirements on all documentation.

Working Relationships

• Internal: Corporate Banking Relationship Managers, Product Management, IT/Digital Delivery teams, Operations, Compliance & Risk, Finance.
• External: Technology vendors, SWIFT/payment infrastructure providers, corporate clients (as required for requirements validation).

Vertical:

Technology

Originally posted on Himalayas